KNBT CHECKING ACCOUNTS AT A GLANCE
Please call 1-800-996-2062 (toll free) for more information.| Features & Benefits | KNBT FREE Personal Checking |
KNBT Student Checking |
KNBT 50+ Checking |
KNBT Interest Checking |
KNBT Relationship Checking |
| Minimum Balance to Open | $1 |
$1 |
$1 | $1 | $1 |
| Minimum Daily Balance to Avoid Monthly Fee | None | None | None | $750 | 5,000 in deposits OR $10,000 in combined deposits and loans/line of credit balance1 |
| Monthly Fee, If Applicable | None | None | None | $7 | $15 |
| Minimum Balance to Earn Interest | $750 | $750 with premium interest |
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| Unlimited Check Writing | Yes | Yes | Yes | Yes | Yes |
| Checks | FREE First Order (New Accounts) |
FREE First Order (New Accounts) |
1 FREE Order Per Year (New & Existing Accounts) |
FREE First Order (New Accounts) |
FREE Premium Checks (New & Existing Accounts) |
| KNBT Visa® Check Card or ATM Card2 | FREE | FREE | FREE | FREE | FREE Premium Check Card |
| Number of FREE Foreign ATM Withdrawals3 | 4/statement cycle |
4/statement cycle |
4/statement cycle |
FREE | |
| KNBT OnLine Internet Banking | FREE | FREE | FREE | FREE | FREE |
| KNBT OnLine Bill Pay | FREE unlimited bill pay |
FREE unlimited bill pay |
FREE unlimited bill pay |
FREE unlimited bill pay |
FREE unlimited bill pay |
| KNBT PHONE-LINK Touch-Tone Banking | FREE | FREE | FREE | FREE | FREE |
| Overdraft Protection (Linked to savings, money market or personal line of credit) |
$10/transfer from savings; FREE from line of credit |
$10/transfer from savings; FREE from line of credit |
$10/transfer from savings; FREE from line of credit |
$10/transfer from savings; FREE from line of credit |
FREE |
| Check Imaging4 | FREE | FREE | FREE | ||
| E-Statements (Available by request.) |
FREE | FREE | FREE | FREE | FREE |
| 3 x 5 Safe Deposit Box (Or credit towards larger box) |
FREE | ||||
| Fee-Free Traveler’s Cheques | FEE-FREE |
1 $5,000 in deposit balances includes: checking, savings and money market
accounts. $10,000 combined balance includes: checking, savings, money
market accounts, CDs, IRAs, outstanding loan balances, including installment
loans, lines of credit and mortgages. Outstanding credit card balances
are excluded.
2 KNBT Check Card subject to approval. Purchase and withdrawal limits
vary by account. Ask us for full details.
3 If applicable, KNBT's foreign ATM transaction fee is $1.50 per transaction.
Other financial institutions may charge a fee for the use of their ATM.
4 Customers may request up to 6 free check copies per year; $5 per copy thereafter.