When you're looking to borrow money at competitive rates, we offer a wide variety of lending options. Check out our biweekly payment option--it could save you money on interest, plus reduce the length of your loan! And, you can apply for a loan online!

Home Equity Loans
As a homeowner, you're aware of the important tax advantages you may gain every year. But did you know that the equity you've built up over the years is a valuable "borrowing" tool, too?  Our home equity options let you unleash the hidden buying power in your home to consolidate debts, make home improvements, pay tuition expenses, buy a new car - you name it! Best of all, they're one of the few ways you can borrow money and still enjoy a possible deduction at tax time (consult your tax advisor).  Our lending professionals are truly home equity experts who offer a variety of customized options, competitive rates and flexible terms.

Biweekly Payment Advantage
Our biweekly option allows you to repay your loan faster and can save thousands of dollars in interest. Instead of making monthly payments, you'll pay ½ the monthly payment every 14 days. Biweekly payments must be automatically deducted from a Bank checking account.

Insta Equity Line of Credit
A convenient revolving line of credit secured by your home and easily accessed by writing an Insta-Equity check. With this account you have the option of overdraft protection and automatic payment from your checking account. You pay interest and principal on the funds you use, and as the funds are repaid, they're available to use again.

Select-Pay(SM) Home Equity Loan
We all need some payment relief once in a while. Now, that flexibility is available with our Select-Pay Home Equity Loan. You can skip loan payments - up to two monthly or four biweekly payments every 12 months.* And if you never skip a payment, that's OK too.  With our Select-Pay Home Equity Loan, you have the option of making monthly or biweekly payments. Take charge of your budget and financial future with the flexibility of our one of a kind Select-Pay home equity loan.

*Each skipped payment is subject to a nominal extension fee. (The Select-Pay feature is subject to contractual terms including a requirement that the loan at least be in the 13th month of repayment and be current at time of request). Other restrictions may apply.