At KNBT, a division of National Penn Bank, we know that deciding when and how much money to borrow is one of the most important decisions you can make for your business. Whether your strategic goals include expanding your offices, buying new equipment or simply getting through the busy season, our Relationship Managers are ready to help you choose the financing option that best meets your needs. Plus, our local decision-making and in-house processing ensures prompt answers and action for you – when you need it most!

• Lines of Credit
  Need help managing business seasonality? A KNBT business line of credit can provide extra support to help you meet seasonal cash flow needs. We can customize a line of credit that will allow your company to borrow funds in the most efficient manner. And remember, you can enjoy free overdraft protection transfers when you link your line of credit to your Business Checking Account!
  
  
• Term Loans
  Looking to finance new equipment, invest in a new opportunity or expand your business? KNBT can customize a term loan to meet your needs. Our loans will be at a competitive rate and structured to suit your cash flow needs.
  
  
• Commercial Mortgages
  When you're buying a new building for your business, KNBT can assist you with the financing you need. Choose from fixed- or variable-rate mortgages, with a variety of point options and terms for lower, more affordable payments. We will negotiate loan pricing that is customized for your budget and goals.
  
  
• Construction Financing
  If you're building new offices from the ground up, you'll save time with KNBT because there's no need to apply for a construction mortgage and a permanent mortgage. We simplify the process by allowing you to make interest-only payments during construction. Then we move you immediately to a permanent mortgage with only one closing.
  
  
• Letters of Credit
  For your convenience, we can tailor Letters of Credit to meet your special requirements.