BUSINESS CHECKING ACCOUNTS
Whether you write 10 checks a month or 1,000, we offer a variety of business checking accounts to meet the needs of your business. Each one of our business checking accounts comes with free phone banking, free Visa® Business CheckCards and other featurs designed to make running your business easier.
FREE Business Checking
The classic business checking account for small businesses
and start-ups. This simple and economical checking account
is perfect for businesses with minimal account activity. Other
features and benefits include:
• No minimum daily balance requirement
• No monthly service fee
• No transaction fee for the first 100 transactions
each month(1)
• Free Business CheckCards
with Visa Extras and VIS Select
• Free Online Banking for Business
• Next day funding on merchant deposits through
First Data
Business Interest Checking
If you’re looking for a business checking account that grows
as your business grows, then this is the account for you. This
interest bearing account is available exclusively for sole
proprietors, independent school districts, municipalities and
nonprofit organizations. Features include:
• No minimum balance requirement
• Unlimited transactions for a low monthly fee
• Interest is compounded and credited monthly
• Free Business CheckCards
with Visa Extras and VIS Select
• Free Online Banking for Business with bill payment
• Next day funding on merchant deposits through
First Data
Business Analysis Checking
This traditional checking account is perfect for growing
businesses that carry large deposit balances and process many
items per month. Monthly handling costs are applied against
an earnings credit based on the average collected balance in
your account. Other features and benefits include:
• Free Business CheckCards
with Visa Extras and VIS Select
• Next day funding on merchant deposits through
First Data
• Online banking available through Business
e-Cash Manager
Business Checking 300
If you need an account that’s a step up from the basic, this is
the account for you. This affordable checking account has a
low minimum balance requirement and a variety of other great
features including:
• $500 minimum daily balance requirement(2)
• No transaction fee for the first 300 transactions
each month3
• Free Business CheckCards
with Visa Extras and VIS Select
• Free Online Banking for Business with bill payment
• Next day funding on merchant deposits through
First Data
• Free personal ValuePlus Checking account for the
business owner
• Visa gift cards at a reduced fee
BottomLine Partners®
This unique business checking account gives you everything
you need in checking and also lets you enjoy discounts on
essential business products and services that you use
everyday. Other features include:
• No minimum daily balance requirement
• No transaction fee for the first 300 transactions
each month(3)
• Free Business CheckCards
with Visa Extras and VIS Select
• Free Online Banking for Business with bill payment
• Next day funding on merchant deposits through
First Data
• Free personal ValuePlus Checking account for
the business owner
• Visa gift cards at a reduced fee
• Discounted pricing and rates on office products,
office furniture, package delivery, payroll processing,
tax reporting, Internet access and more.(4)
(see our
BottomLine Partners brochure for more information
on the services available).
Nonprofit Checking
This account is specifically designed for nonprofit organizations
and eligibility is limited by the Bank. Features include:
• No minimum balance requirement
• No fees
• Free Business CheckCards
with Visa Extras and VIS Select
• Free Online Banking for Business with bill payment
• Next day funding on merchant deposits through
First Data
All of our business checking accounts qualify for our
BottomLine Partners Package of Services. Please ask a community office representative for more information about this service or see our BottomLine Partners brochure.
(1) A fee will be charged for each transaction over 100 during a statement cycle. A transaction includes checks paid, checks deposited, and incoming ACH credits and debits.
(2) If the balance in the account falls below the minimum, a fee will be charged to your account each monthly statement period. This fee is waived for the first year from account opening date.
(3) A fee will be charged for each transaction over 300 during a statement cycle. A transaction includes checks paid, checks deposited, and incoming ACH credits and debits.
(4) A monthly fee will be charged to your account for the BottomLine Partners Package of Services. This fee is waived for the first 90 days.