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    MESSAGE FROM THE PRESIDENT

    Welcome to Keystone Nazareth Bank & Trust (KNBT)!

    KNBT is proud to serve the financial needs of individuals, families and businesses throughout the greater Lehigh Valley and Northeast Pennsylvania regions. As a subsidiary of KNBT Bancorp, Inc. (NASDAQ – KNBT), KNBT is headquartered in Bethlehem, Pennsylvania and has assets over $2.8 billion. Our strength is based upon a foundation of traditional community banking values and a commitment to delivering world-class financial services with a focus on personal service.

                        

    Our Vision is to be the financial partner of choice, with a commitment to world-class community banking, that will build lasting relationships by delivering unmatched, personal service and value to our customers, employees, community and shareholders. Our Mission explains how we conduct our business to meet the needs of these four constituents. Click to view our Mission Statement.

    • KNBT operates 56 branch offices within the following six counties in the greater Lehigh Valley and Northeast Pennsylvania regions: Lehigh, Northampton, Carbon, Luzerne, Schuylkill and Monroe. And we are continuously looking for opportunities to grow and expand our branch and ATM network to improve service and accessibility for you!


    • Many of our branch locations deliver full-service banking convenience 7 days a week inside local supermarket locations…so you can bank where you shop with ease!


    • As a true community bank, KNBT gives back to our community by supporting our local civic, charitable and cultural organizations. Our Board of Directors and employees volunteer their time and resources toward local community projects.


    • We support mutual respect and teamwork at all levels of the Bank. Our employees are the largest shareholders of KNBT, so each of us has a vested interest in the success of our Bank. From our Board of Directors, to the leadership team in the Office of the President, to each and every employee at KNBT, we are all focused on delivering exceptional service for you!

    Call or visit one of our branch locations today and discover the refreshing difference in banking with KNBT... where a focus on personal service is still key. We offer a vast array of high-quality financial products and services to meet your needs.

    • Our Personal Banking products and services are designed to offer you flexibility, convenience and value for your money.

    • Trust, brokerage and investment services are provided through our KNBT Wealth Management Group, a subsidiary of KNBT. You'll receive personal, professional advice and gain access to a full menu of estate and financial planning services, as well as insurance and brokerage products and services.


    • And the Relationship Managers from our Commercial and Private Banking division are ready to offer you the strategic banking solutions you need to grow your business and personal finances.

    If you have any questions about our products or services, stop by your local branch or call our Customer Service at 1-800-996-2062. It is our pleasure and privilege to serve you!

    Sincerely,


    Scott V. Fainor
    President & CEO
    Keystone Nazareth Bank & Trust